Investor profile

Should individual investors use derivatives?

Derivatives are often considered to be at the exotic end of the investment spectrum, but in fact they have a…

Is pessimism the best worldview for an investor?

The tussle between optimists and pessimists is long-standing. Optimists argue that they are healthier, happier and have more successful relationships,…

Cognitive bias in investment

In investing, the ‘human’ element should be able to add value. After all, humans should make rational decisions, based on…

Hooked on a feeling – keeping emotions out of your investments

Most investors know what they shouldn’t do: they shouldn’t panic in the face of market volatility, buy the latest hyped…

Home savings scheme: plan for tomorrow and benefit today

You've probably heard about home savings accounts and the tax advantages they offer. But do you know how they work…

The behavioural drivers of stock markets

In 2017, US equity markets had been climbing since the financial crisis some nine years earlier. On some measure an…

Understanding behavioural finance and cognitive bias

Human beings are often unpredictable when it comes to relationships, preferences, habits and purchases. The same is true when we…

Have we learned from the financial crisis?

Rather than the highly prescriptive, lengthy and complex rulebooks that have grown up since the global financial crisis a decade…

As easy as 1-2-3: what is an advisory agreement?

Head of Investment Services & Innovation at BIL Olivier Goemans explains the ins and outs of advisory agreements, including the…