{"id":17059,"date":"2022-02-08T09:00:38","date_gmt":"2022-02-08T08:00:38","guid":{"rendered":"https:\/\/my-life.lu\/?p=17059"},"modified":"2025-02-26T09:50:27","modified_gmt":"2025-02-26T08:50:27","slug":"luxtrust-secure-online-shopping-and-admin-50042","status":"publish","type":"post","link":"https:\/\/my-life.lu\/en\/luxtrust-secure-online-shopping-and-admin-50042\/","title":{"rendered":"LuxTrust: secure online shopping and admin!"},"content":{"rendered":"

If you have a bank account in Luxembourg, you probably use LuxTrust to access your bank remotely or to confirm your online payments. However, like most of us, you may not be aware of the wide range of possibilities this service provider has on offer to improve your security on the internet and make your admin tasks easier. myLIFE goes through them for you.<\/p>\n

Nowadays, using the internet to check our bank accounts, shop or perform admin tasks is nothing out of the ordinary. Banks, businesses and even governments are constantly striving to develop their digital presence. They are adding to the number of services available online and making a bigger shift towards digital.<\/p>\n

But in this digital world, security is a key issue. With teleworking<\/strong><\/span><\/a> and e-commerce becoming more commonplace, as well as the rise of online scamming and internet fraud<\/strong><\/span><\/a>, it is absolutely essential that users and the tasks they perform online are protected. This is where LuxTrust comes in.<\/p>\n

What is LuxTrust?<\/h2>\n

LuxTrust is a digital trust service provider and a certification authority that delivers solutions to protect the activities of individuals and businesses online.<\/p>\n

LuxTrust was founded in 2005 by the Luxembourg government and several banks. It issues electronic certificates that allow us to prove our true identity online, sign documents and even validate online transactions securely.<\/p>\n

The company also offers services that target companies specifically in order to help them better manage their administrative activities, authenticate themselves and secure their digital exchanges, while ensuring full compliance with the European regulations in force (e.g. DSP2, GDPR, AML and eIDAS).<\/p>\n

Many banks and public authorities in Luxembourg use this identification system to offer their users a secure environment.<\/p><\/blockquote>\n

What services does LuxTrust offer?<\/h2>\n

Strong authentication<\/strong><\/p>\n

The digital identity provided by LuxTrust allows users to identify themselves securely on partner websites, platforms and online applications<\/strong><\/span><\/a>. The aim is to prove that the user is definitely who they claim to be and to prevent unauthorised individuals from accessing their personal data or from acting in their name. Many banks and public authorities in Luxembourg (MyGuichet.lu, macommune.lu, vdl.lu and eTVA, etc.) use this identification system to offer their users a secure environment.<\/p>\n

\u2192 For example<\/strong>, individuals and businesses can access their online banking service<\/strong><\/span><\/a> and perform day-to-day banking operations: make transfers, issue a RIB, add a new beneficiary, etc.
\nThe government\u2019s digital platform, MyGuichet.lu, allows users to check their CNS refunds, print their residence certificates, complete their tax returns, apply for child benefit, request a criminal record certificate, apply for training leave, request financial assistance, and much more.<\/p>\n

Secure payments<\/strong><\/p>\n

LuxTrust services are used in conjunction with 3D Secure technology to validate online purchases. The aim is to strengthen the security of online payments and reduce the incidence of credit card fraud on the internet<\/strong><\/span><\/a> in accordance with the European Payment Services Directive (DSP2).<\/p>\n

Electronic signature<\/strong><\/p>\n

LuxTrust also offers an electronic signature service<\/strong><\/span><\/a>. This digital procedure \u2013 not to be confused with a digitalised handwritten signature or a document signed using a tablet \u2013 consists in assigning a unique code, known as a hash, to the document. An electronic signature certified by LuxTrust carries the same legal value as a traditional signature. It is binding on the author and guarantees that a document has not been edited after having been signed.<\/p>\n

\u2192 It can also be used to open an online banking account, conclude an agreement with a client, sign a quote, or subscribe to a telecom package, etc.<\/p>\n

Electronic seal, time stamping, consent management, etc.<\/strong><\/p>\n

LuxTrust also offers solutions that target companies more specifically.<\/p>\n