{"id":2177,"date":"2017-08-11T14:55:09","date_gmt":"2017-08-11T12:55:09","guid":{"rendered":"https:\/\/my-life.lu\/?p=2177\/"},"modified":"2025-08-08T08:27:05","modified_gmt":"2025-08-08T06:27:05","slug":"financing-your-studies-with-a-cedies-loan-57009","status":"publish","type":"post","link":"https:\/\/my-life.lu\/en\/financing-your-studies-with-a-cedies-loan-57009\/","title":{"rendered":"Financing your studies with the AideFi"},"content":{"rendered":"<p class=\"entete\">It&#8217;s not easy taking up university studies without some semblance of financial security. Fortunately, the government financial support called AideFi is there for you. Find out how this support works, and how much you could be granted.<\/p>\n<p>Do you live in Luxembourg or are your parents cross-border workers? Are you about to begin university studies? The Luxembourg government offers you financial support in the form of multiple grants and an attractive student loan. This financial assistance forms what was commonly known as a CEDIES loan, but whose official name is now AideFi. If you meet the allocation criteria listed on <a href=\"https:\/\/mengstudien.public.lu\/en\/aides-financieres\/aidefi.html\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>mengstudien.lu<\/strong><\/span><\/a>, you will be granted financial assistance per academic semester.<\/p>\n<h2 id=\"h2_0\" >Amount of financial support and conditions<\/h2>\n<p>Are you eligible? Submit your application online at <span style=\"text-decoration: underline;\"><strong><a href=\"https:\/\/guichet.public.lu\/en\/citoyens\/enseignement-formation\/etudes-superieures\/aides-logement\/aide-financiere.html\" target=\"_blank\" rel=\"noopener noreferrer\">MyGuichet<\/a><\/strong><\/span>\u00a0 from 1 August to 30 November for the winter semester and 2 January to 30 April for the summer semester. You will receive a confirmation from the <em>Service Aides financi\u00e8res du minist\u00e8re de la Recherche et de l\u2019Enseignement sup\u00e9rieur<\/em>\u00a0stating the amounts of the various allowances for which you qualify. The attached table summarises the assistance available and who is eligible.<\/p>\n<div class=\"table-container\">\n<table id=\"tablepress-40\" class=\"tablepress tablepress-id-40 table-centre\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Assistance<\/th><th class=\"column-2\">Amount\/academic semester<\/th><th class=\"column-3\">Eligibility<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Basic grant<\/td><td class=\"column-2\">EUR 1,258<\/td><td class=\"column-3\">Automatic for any student who qualifies for support<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Mobility grant<\/td><td class=\"column-2\">EUR 1,566<\/td><td class=\"column-3\">For students studying outside their country of residence and paying rent<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Means-tested grant<\/td><td class=\"column-2\">EUR 0 to EUR 2,438<\/td><td class=\"column-3\">Depends on the total annual taxable income of the student\u2019s household<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Family grant<\/td><td class=\"column-2\">EUR 301<\/td><td class=\"column-3\">Awarded to a student whose household includes other students who are already receiving financial aid<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">Registration fees<\/td><td class=\"column-2\">EUR 0 to EUR 3,800<\/td><td class=\"column-3\">50% in the form of a grant, 50% in the form of a student loan (if applied for)<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">Student loans<\/td><td class=\"column-2\">EUR 3,250<\/td><td class=\"column-3\">Optional. Awarded automatically on request at a maximum interest rate of 2%. State-guaranteed loan taken out with an approved bank. Repayment over a maximum of 10 years, beginning 2 years after completion or termination of studies.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><!-- #tablepress-40 from cache -->\n<p>Note that any income received by the student may affect the amount of financial assistance, and may possibly determine whether it will be granted. To find out more about AideFi or to calculate precisely which assistance you may claim, go to <a href=\"https:\/\/mengstudien.public.lu\/en\/aides-financieres\/aidefi.html\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>mengstudien.lu<\/strong><\/span><\/a>. In addition, don\u2019t forget to <a href=\"https:\/\/www.bil.com\/en\/individuals\/dedicated-offers\/gold-student\/Pages\/Index.aspx\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>contact your bank<\/strong><\/span><\/a>! It likely offers packages for students combining government support with preferential terms and specific extras.<\/p>\n<h2 id=\"h2_1\" >Useful tip<\/h2>\n<p>This AideFi assistance can be combined with grants for <a href=\"https:\/\/my-life.lu\/en\/everything-you-need-to-know-about-studying-abroad-57006\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><strong>international mobility programmes<\/strong><\/span><\/a> (e.g. Erasmus+) or awarded on the basis of student merit. However, it cannot be combined with equivalent student aid or financial benefits available in the student\u2019s country of residence.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s not easy taking up university studies without some semblance of financial security. Fortunately, the government financial support called AideFi is there for you. Find out how this support works, and how much you could be granted. Do you live in Luxembourg or are your parents cross-border workers? Are you about to begin university studies? &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/my-life.lu\/en\/financing-your-studies-with-a-cedies-loan-57009\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Financing your studies with the AideFi&#8221;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":4396,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","beyondwords_generate_audio":"1","beyondwords_integration_method":"","beyondwords_project_id":"44704","beyondwords_content_id":"f45c5d7f-3109-413a-bc2d-31fd01d1d50a","beyondwords_preview_token":"4ad1428d-a24c-4c53-b867-c749925d37fe","beyondwords_player_content":"","beyondwords_player_style":"standard","beyondwords_language_code":"en_GB","beyondwords_language_id":"","beyondwords_title_voice_id":"775","beyondwords_body_voice_id":"775","beyondwords_summary_voice_id":"775","beyondwords_error_message":"","beyondwords_disabled":"","beyondwords_delete_content":"","beyondwords_podcast_id":"","beyondwords_hash":"","publish_post_to_speechkit":"","speechkit_hash":"","speechkit_generate_audio":"","speechkit_project_id":"","speechkit_podcast_id":"","speechkit_error_message":"","speechkit_disabled":"","speechkit_access_key":"","speechkit_error":"","speechkit_info":"","speechkit_response":"","speechkit_retries":"","speechkit_status":"","speechkit_updated_at":"","_speechkit_link":"","_speechkit_text":""},"categories":[37,144,148],"tags":[382,387,388],"class_list":["post-2177","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-me-and-my-family-en","category-children-en","category-studies-en","tag-children","tag-b-student_en","tag-studies","my_family"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - 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