{"id":23294,"date":"2024-08-09T09:00:41","date_gmt":"2024-08-09T07:00:41","guid":{"rendered":"https:\/\/my-life.lu\/?p=23294"},"modified":"2025-06-25T09:30:00","modified_gmt":"2025-06-25T07:30:00","slug":"key-rates-what-are-they-52512","status":"publish","type":"post","link":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/","title":{"rendered":"Key rates, what are they?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-23298\" src=\"https:\/\/my-life.lu\/wp-content\/uploads\/2024\/08\/Infographie_52512_EN.jpg\" alt=\"\" width=\"863\" height=\"11318\" \/><\/p>\n<p class=\"ai-optimize-6 ai-optimize-introduction\">The ECB cut its key rate to 2% in June 2025.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The ECB cut its key rate to 2% in June 2025.<\/p>\n","protected":false},"author":4,"featured_media":23288,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","beyondwords_generate_audio":"0","beyondwords_integration_method":"","beyondwords_project_id":"","beyondwords_content_id":"","beyondwords_preview_token":"","beyondwords_player_content":"","beyondwords_player_style":"standard","beyondwords_language_code":"","beyondwords_language_id":"","beyondwords_title_voice_id":"","beyondwords_body_voice_id":"","beyondwords_summary_voice_id":"","beyondwords_error_message":"","beyondwords_disabled":"","beyondwords_delete_content":"","beyondwords_podcast_id":"","beyondwords_hash":"","publish_post_to_speechkit":"","speechkit_hash":"","speechkit_generate_audio":"","speechkit_project_id":"","speechkit_podcast_id":"","speechkit_error_message":"","speechkit_disabled":"","speechkit_access_key":"","speechkit_error":"","speechkit_info":"","speechkit_response":"","speechkit_retries":"","speechkit_status":"","speechkit_updated_at":"","_speechkit_link":"","_speechkit_text":""},"categories":[37,137,188,142],"tags":[400,413,415,580],"class_list":["post-23294","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-me-and-my-family-en","category-budgeting-en","category-investment-en","category-savings-en","tag-investment","tag-savings","tag-budgeting","tag-contacts-en","my_family"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Key rates, what are they? - myLIFE<\/title>\n<meta name=\"description\" content=\"What are key rates and what impact do changes in them have on borrowing, savings and consumption? myLIFE has the answers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Key rates, what are they?\" \/>\n<meta property=\"og:description\" content=\"What are key rates and what impact do changes in them have on borrowing, savings and consumption? myLIFE has the answers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/\" \/>\n<meta property=\"og:site_name\" content=\"myLIFE\" \/>\n<meta property=\"article:published_time\" content=\"2024-08-09T07:00:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-25T07:30:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/my-life.lu\/wp-content\/uploads\/2024\/04\/Article_52512-e1714481751408.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1281\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Compiled by myLIFE team\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Compiled by myLIFE team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/key-rates-what-are-they-52512\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/key-rates-what-are-they-52512\\\/\"},\"author\":{\"name\":\"Compiled by myLIFE team\",\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/#\\\/schema\\\/person\\\/224f7e554674eb9534cbab8498cd369b\"},\"headline\":\"Key rates, what are they?\",\"datePublished\":\"2024-08-09T07:00:41+00:00\",\"dateModified\":\"2025-06-25T07:30:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/key-rates-what-are-they-52512\\\/\"},\"wordCount\":14,\"publisher\":{\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/key-rates-what-are-they-52512\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/my-life.lu\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Article_52512-e1714481751408.jpg\",\"keywords\":[\"Investment\",\"Savings\",\"Budgeting\",\"Contacts\"],\"articleSection\":[\"me&amp;myFAMILY\",\"Budgeting\",\"Investment\",\"Savings\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/key-rates-what-are-they-52512\\\/\",\"url\":\"https:\\\/\\\/my-life.lu\\\/en\\\/key-rates-what-are-they-52512\\\/\",\"name\":\"Key rates, what are they? - myLIFE\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/key-rates-what-are-they-52512\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/key-rates-what-are-they-52512\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/my-life.lu\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Article_52512-e1714481751408.jpg\",\"datePublished\":\"2024-08-09T07:00:41+00:00\",\"dateModified\":\"2025-06-25T07:30:00+00:00\",\"description\":\"What are key rates and what impact do changes in them have on borrowing, savings and consumption? myLIFE has the answers.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/key-rates-what-are-they-52512\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/my-life.lu\\\/en\\\/key-rates-what-are-they-52512\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/key-rates-what-are-they-52512\\\/#primaryimage\",\"url\":\"https:\\\/\\\/my-life.lu\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Article_52512-e1714481751408.jpg\",\"contentUrl\":\"https:\\\/\\\/my-life.lu\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Article_52512-e1714481751408.jpg\",\"width\":1920,\"height\":1281},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/key-rates-what-are-they-52512\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/my-life.lu\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Key rates, what are they?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/my-life.lu\\\/en\\\/\",\"name\":\"myLIFE\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/my-life.lu\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/#organization\",\"name\":\"myLIFE\",\"url\":\"https:\\\/\\\/my-life.lu\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/my-life.lu\\\/wp-content\\\/uploads\\\/2018\\\/07\\\/myLIFE_LOGO_violet-AMP2.png\",\"contentUrl\":\"https:\\\/\\\/my-life.lu\\\/wp-content\\\/uploads\\\/2018\\\/07\\\/myLIFE_LOGO_violet-AMP2.png\",\"width\":190,\"height\":36,\"caption\":\"myLIFE\"},\"image\":{\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/my-life.lu\\\/en\\\/#\\\/schema\\\/person\\\/224f7e554674eb9534cbab8498cd369b\",\"name\":\"Compiled by myLIFE team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/28b395d9b8d5c7e9757fb0c7315ee854d88aef3f02f0c439e5813c8149eb6ecb?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/28b395d9b8d5c7e9757fb0c7315ee854d88aef3f02f0c439e5813c8149eb6ecb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/28b395d9b8d5c7e9757fb0c7315ee854d88aef3f02f0c439e5813c8149eb6ecb?s=96&d=mm&r=g\",\"caption\":\"Compiled by myLIFE team\"},\"url\":\"https:\\\/\\\/my-life.lu\\\/en\\\/author\\\/compiled-by-mylife-team\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Key rates, what are they? - myLIFE","description":"What are key rates and what impact do changes in them have on borrowing, savings and consumption? myLIFE has the answers.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/","og_locale":"en_US","og_type":"article","og_title":"Key rates, what are they?","og_description":"What are key rates and what impact do changes in them have on borrowing, savings and consumption? myLIFE has the answers.","og_url":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/","og_site_name":"myLIFE","article_published_time":"2024-08-09T07:00:41+00:00","article_modified_time":"2025-06-25T07:30:00+00:00","og_image":[{"width":1920,"height":1281,"url":"https:\/\/my-life.lu\/wp-content\/uploads\/2024\/04\/Article_52512-e1714481751408.jpg","type":"image\/jpeg"}],"author":"Compiled by myLIFE team","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Compiled by myLIFE team","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/#article","isPartOf":{"@id":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/"},"author":{"name":"Compiled by myLIFE team","@id":"https:\/\/my-life.lu\/en\/#\/schema\/person\/224f7e554674eb9534cbab8498cd369b"},"headline":"Key rates, what are they?","datePublished":"2024-08-09T07:00:41+00:00","dateModified":"2025-06-25T07:30:00+00:00","mainEntityOfPage":{"@id":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/"},"wordCount":14,"publisher":{"@id":"https:\/\/my-life.lu\/en\/#organization"},"image":{"@id":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/#primaryimage"},"thumbnailUrl":"https:\/\/my-life.lu\/wp-content\/uploads\/2024\/04\/Article_52512-e1714481751408.jpg","keywords":["Investment","Savings","Budgeting","Contacts"],"articleSection":["me&amp;myFAMILY","Budgeting","Investment","Savings"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/","url":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/","name":"Key rates, what are they? - myLIFE","isPartOf":{"@id":"https:\/\/my-life.lu\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/#primaryimage"},"image":{"@id":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/#primaryimage"},"thumbnailUrl":"https:\/\/my-life.lu\/wp-content\/uploads\/2024\/04\/Article_52512-e1714481751408.jpg","datePublished":"2024-08-09T07:00:41+00:00","dateModified":"2025-06-25T07:30:00+00:00","description":"What are key rates and what impact do changes in them have on borrowing, savings and consumption? myLIFE has the answers.","breadcrumb":{"@id":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/#primaryimage","url":"https:\/\/my-life.lu\/wp-content\/uploads\/2024\/04\/Article_52512-e1714481751408.jpg","contentUrl":"https:\/\/my-life.lu\/wp-content\/uploads\/2024\/04\/Article_52512-e1714481751408.jpg","width":1920,"height":1281},{"@type":"BreadcrumbList","@id":"https:\/\/my-life.lu\/en\/key-rates-what-are-they-52512\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/my-life.lu\/en\/"},{"@type":"ListItem","position":2,"name":"Key rates, what are they?"}]},{"@type":"WebSite","@id":"https:\/\/my-life.lu\/en\/#website","url":"https:\/\/my-life.lu\/en\/","name":"myLIFE","description":"","publisher":{"@id":"https:\/\/my-life.lu\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/my-life.lu\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/my-life.lu\/en\/#organization","name":"myLIFE","url":"https:\/\/my-life.lu\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/my-life.lu\/en\/#\/schema\/logo\/image\/","url":"https:\/\/my-life.lu\/wp-content\/uploads\/2018\/07\/myLIFE_LOGO_violet-AMP2.png","contentUrl":"https:\/\/my-life.lu\/wp-content\/uploads\/2018\/07\/myLIFE_LOGO_violet-AMP2.png","width":190,"height":36,"caption":"myLIFE"},"image":{"@id":"https:\/\/my-life.lu\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/my-life.lu\/en\/#\/schema\/person\/224f7e554674eb9534cbab8498cd369b","name":"Compiled by myLIFE team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/28b395d9b8d5c7e9757fb0c7315ee854d88aef3f02f0c439e5813c8149eb6ecb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/28b395d9b8d5c7e9757fb0c7315ee854d88aef3f02f0c439e5813c8149eb6ecb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/28b395d9b8d5c7e9757fb0c7315ee854d88aef3f02f0c439e5813c8149eb6ecb?s=96&d=mm&r=g","caption":"Compiled by myLIFE team"},"url":"https:\/\/my-life.lu\/en\/author\/compiled-by-mylife-team\/"}]}},"_links":{"self":[{"href":"https:\/\/my-life.lu\/en\/wp-json\/wp\/v2\/posts\/23294","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/my-life.lu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/my-life.lu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/my-life.lu\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/my-life.lu\/en\/wp-json\/wp\/v2\/comments?post=23294"}],"version-history":[{"count":6,"href":"https:\/\/my-life.lu\/en\/wp-json\/wp\/v2\/posts\/23294\/revisions"}],"predecessor-version":[{"id":25950,"href":"https:\/\/my-life.lu\/en\/wp-json\/wp\/v2\/posts\/23294\/revisions\/25950"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/my-life.lu\/en\/wp-json\/wp\/v2\/media\/23288"}],"wp:attachment":[{"href":"https:\/\/my-life.lu\/en\/wp-json\/wp\/v2\/media?parent=23294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/my-life.lu\/en\/wp-json\/wp\/v2\/categories?post=23294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/my-life.lu\/en\/wp-json\/wp\/v2\/tags?post=23294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}