Checklist of tasks to remember when a loved one dies

The loss of a loved one always causes profound upheaval for families. On top of the mourning process, there are a number of steps that must be taken and decisions to be made about what will happen next. To help you, we have compiled a checklist of the main factors to consider.

Steps to take

• • Obtain a medical certificate from a doctor
  • Notify the local administration about the death
  • Choose the funeral directors and type of funeral
  • Notify payment bodies: employer, National Pension Insurance Fund (CNAP), National Employment Agency (ADEM)
  • Notify the National Health Fund (CNS), insurance companies, banks and health insurance schemes

Banking aspects

• • Joint bank accounts (current account, savings, securities)
  • Bank cards
  • Pension/benefit payments
  • Transfers and standing orders
  • Safe-deposit box
  • Mortgages
  • Investments
  • Power of attorneys
  • Other loans
  • Mortgage insurance
  • Life insurance
  • Home insurance
  • Family insurance
  • Car insurance

Other financial aspects

• • Estate planning/inheritance tax
  • Will
  • Taxes/tax card
  • Steps related to subscriptions, rentals, leasing, etc.
  • Agencies to be notified

Other expenses associated with a death

• • Fees and charges for proceedings
  • Notary’s fees
  • Calculation of the value of securities
  • Safe-deposit box inventory to be drawn up by the bank

Division of assets among heirs

• • Home
  • Movable assets
  • Car and sundry items
  • Works of art, collectors’ pieces

Expert involvement

• • Notary
  • Lawyer
  • Financial advisers

Useful links

• • Citizen portal
  • Declaring a death in the family
  • Chamber of Notaries
  • Death/Funeral costs (CNS)
  • What should you do if a loved one dies? (ABBL)

If you would like to learn more about the necessary steps following a death in the family, we would encourage you to read the following article: “Death of a spouse: the next steps”. Please accept our sincere condolences at this difficult time.