Discretionary management

“Someone is sitting in the shade today because someone planted a tree a long time ago.” Warren Buffet

Building a house means creating a future for yourself, your children and your family. Of course you need walls and a sturdy roof, but there is much more you need to consider: positioning windows and external doors, planning for potential renovations and extensions, and making sure you have the right number of bedrooms.

This is too lengthy and too sizeable a project to carry out alone. Your vision, your chosen architect and skilled tradespeople are all essential for its completion.

Your financial assets deserve the same level of attention, and that is where discretionary management comes in. Managing your financial assets means building a future for you, by ensuring your financial security and that of your loved ones. As part of a discretionary management service, you give your bank a mandate to manage your assets in your name and on your behalf, in accordance with the investment strategy defined with you in advance.

Your wealth must be structured and managed in a way that is flexible, solid and robust enough to help you weather the storms as best possible and achieve your long-term objectives.

Managing your financial assets means building a future for you, by ensuring your financial security and that of your loved ones.

Portfolio managers are the architects of your financial wealth. They coordinate the bank’s various business lines to help you build lasting assets, as well as giving you regular reports. A portfolio manager is a professional who assists you in developing your vision, delegates to experts on your behalf and watches over your investments on a daily basis to minimise any current and future risks you might face.

His job is to do everything he can to stand by his commitments to diligence and quality, with the aim of building a lasting relationship with you. He constantly analyses the market so he can strike the right balance for you between risk and returns.

While information now travels at lightning speed, the sheer quantity of data appears overwhelming and short-termism seems to be prevailing, he remains true to the mantra that common sense – in the long term – is paramount.

His primary objective is to achieve long-term performance at all stages of the market cycle. He will look for it wherever it is, with a watchful eye on the risk taken in return.